The Greatest Enemy is You !: Personal Finance & Financial Planning

Product Description


I'm here to highligh the financial challenges facing most North Americans, who are struggling in one of the richest continents in the world. But the reality is 5% of the world population owns 90% of the wealth, leaving the remaining 95% with only 10%. This is not by accident, social engineering through government design, or the "Almighty" God. The biggest thing holding you back is you.


About the Author


Tim Chang Author of "The Greatest Enemy is You", a common sense approach on personal finance, business and investments; tips on how to conquer abuses in the present financial and tax system Professional Qualifications: * Certified Management Accountant * Certified Financial Planner * Certified Payroll Manager * Fellow Chartered Management Accountant (UK) Experience * 30 years in Accounting, Taxation Consultancy and Financial Planning * Entrepreneur and owner of numerous businesses, for example, D!AL TAX Professional Corporation, an accounting & taxation practice since 1982 * 6 years in Financial Planning and Financial Services: Formerly a Regional Vice President in Primerica Financial Services; Currently a Financial Consultant with Investors Group, the largest financial services company in Canada Mission: * Help people retire with dignity * Teach people how money works * Empower people to take control of their personal finances from the banks, insurance companies and the tax agencies Passion: * Coaching clients for better management of their relationship with bankers, insurers and taxmen so they can keep more money for themselves instead of giving it to banks and the tax agencies